01 · You message
Send $120 to Mireille on MTN Mobile Money.
MONEY INSTRUCTIONS, INSIDE WHATSAPP
Move money.Just message YafPay.
Send money, receive account details, create invoices and check your USD balance directly in WhatsApp.
You send $120.00 USD
Mireille receives XAF 72,480
Displayed rate 1 USD = 604 XAF
Before sending Approve with your PIN
HOW YAFPAY WORKS
From one sentence to a ready-to-approve transfer.
YafPay turns a natural WhatsApp instruction into clear financial details. Nothing moves until you review the recipient, delivery amount, rate and fee.
Live instruction path
YafPay agent · product preview02 · YafPay prepares
Review transfer
From your USD balance
Mireille N. · MTN MoMo
Mireille receivesXAF 72,480
Total from balance$121.85
03 · You approve
Ready for your PIN
Confirm only after every detail looks right.
Money arrives in many forms. Your balance stays simple.
Supported collections settle into one visible USD account. The original currency, provider, fee and status remain in your transaction record.
Money in
Local collection methods
USD and eligible NGN accounts
Payment links and invoices
Supported USDT deposits
One YafPay balance
Available USD balance
$12,482.50
Automatic settlement
Collection conversion happens in the background. There is no separate currency wallet to manage.
Money out
YafPay tag transfers
Bank and mobile-money payouts
China supplier payments
Supported USDT addresses
GET PAID IN THE SAME CONVERSATION
Your next invoice can begin as a message.
Ask YafPay to create a payment link or invoice, share the secure checkout with your customer, then follow its status without losing the conversation.
Explore business toolsYafPay
financial agent · preview
Create a $800 invoice for website design.
The invoice is ready. Share the link and I will track its status here.
Awaiting payment
Invoice #YF-2048 · Nala Studio
Website development
$800.00
Created in WhatsApp
2Customer pays on YafPay
3USD balance credited
pay.yafpay.com/nala-studio
Message, speak or send a photo. YafPay understands.
Type naturally, send a voice note or share a supplier invoice. YafPay prepares the action and waits for your approval.
Get early access
One conversation. Many money tasks.
Talk to YafPay as you would to a person. The agent turns your request into a financial action you can review.
01
Send to family
Move money to supported bank and mobile-money destinations.
Send $80 to @mama
02
Get paid by customers
Create payment links and invoices from a simple message.
Create a payment link for $240
03
Pay suppliers
Prepare eligible local and international supplier payments.
[Photo] Pay this supplier
04
Receive globally
Use supported virtual accounts and collection methods.
Show my USD account details
You approve every instruction.
YafPay combines verified access, transaction PIN confirmation, account controls and clear activity records. The agent prepares; you decide.
The agent prepares. You decide.
Every payment waits for your review and approval.
Verified access
Account authentication, OTP verification and KYC checks.
Transaction confirmation
PIN-authorized actions and review steps for supported payments.
Clear records
Transaction history, status, limits, receipts and account statements.
Explore every YafPay capability
See supported rails, business tools, virtual accounts, stablecoins and products marked as coming soon.
Fund & receive
Bring money into YafPay
Send & pay
Send from one USD balance
Get paid
Run customer payments
Spend
Use YafPay every day
Go global
Cross borders with one account
View the detailed capability catalogue
Bring money into YafPay
Collect through the methods your customers and partners already use.
Where supported
Deposits
Fund through supported card, bank-transfer and mobile-money methods.
Available
YafPay tag
Receive from another YafPay user through your unique tag.
Where supported
Virtual accounts
Receive through USD and eligible NGN account details into one USD balance.
Where supported
Local collections
Accept supported USD, NGN, XAF, GHS, KES, TZS, UGX, RWF and ZMW collection rails.
Where supported
USDT funding
Receive configured USDT TRC20 deposits as USD value.
A simpler way to understand YafPay.
Do I get several currency wallets?
No. The current YafPay model gives you one visible USD wallet. Supported non-USD collections settle into that USD balance.
Can customers pay my invoices online?
Yes. A shared invoice opens YafPay's public web checkout, where the customer can use the supported payment methods available for that invoice.
What happens when someone pays my NGN virtual account?
For eligible accounts, the NGN collection is settled and credited as USD value to your YafPay USD balance.
Is stablecoin shown as a separate wallet?
No. The configured stablecoin rail funds or pays out from the USD account. It is not presented as a separate crypto portfolio.
Are cards and bill payments available now?
Not yet. Virtual cards, bills, airtime, data, cable/TV and gift cards are clearly marked Coming Soon.
Can I use YafPay through WhatsApp today?
The YafPay financial agent is not publicly available yet. Request early access and we will notify you when it is ready. You are signing up for a product update, not joining a WhatsApp group.